Together consider mortgage applications from a variety of people and make sensible decisions about whether repayments are affordable, looking at the actual facts and real situations. It means those who are self-employed, claim benefits, or who have other sources of income, could get a mortgage.
First and Second Charge Mortgages:
- Up to 75% LTV
- First charge minimum loan size £50k. Maximum loan size £500k
- Second charge minimum loan size £30k. Maximum loan size £250k
- Lender Arrangement Fee 2.50% (max £3k)
- Capital Repayment or Interest Only.
- Debt consolidation will not be permitted on second charge interest only basis
- Variable rate terms 3-40 years for first charge and 3-30 years on second charge
- Fixed rate terms 6-40 years for first charge and 5-30 years on second charge
- No early repayment charges options
- Shared Ownership and Right to Buy permitted on first charge product.
- Up to 75% LTV
- Available on first and second charge basis
- Minimum loan size £50k. Maximum loan size £250k
- Lender Arrangement Fee 2.50% (max £3k)
- Capital Repayment or Interest Only
- Variable rate terms 4-30 years
- No early repayment charges options
Please be aware - Some lenders can "claw-back" paid procuration fees - typically where a mortgage is redeemed within the first 12 months. impact sf will make any payments in good faith – by proceeding, this acts as your undertaking to return any paid share of a procuration fee to impact sf where it is duly evidenced.
Please note that in relation to any Together Personal Finance Limited Mortgage which is not a bridging Mortgage, they reserve the right to require impact sf to refund to them:
- 100% any associated Payment where the Mortgage is repaid within 3 months of the date of its completion; or
- 50% of any associated Payment where the Mortgage is repaid between 3 and 6 months of the date of its completion.
To discuss Together Money call our sales team on 01403 272625 or email sales.team@impactsf.co.uk
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