Procuration Rates

Updated: 01.05.2026

Packaged Lenders: Product Range: Lender Gross Fee: Broker Net Fee:

Affirmative Bridging 1.50% 0.75%






Afin Buy to Let 0.90% 0.50%

Residential 0.90% 0.50%






Allica Ban Commercial 1.50% 0.75%

Buy to Let 1.50% 0.75%






Aldermore Direct to Lender only 0.50% 0.40%






Alternative Bridging 1.50% 0.75%






Bluestone Buy to Let 0.90% + £180 0.50%

Residential 0.90% + £180 0.50%






Castle Trust Buy to Let 1.50% 0.75%

Bridging - exit sale 2.00% 1.00%

Bridging - exit refinance 2.25% 1.125%






CHL Mortgages Buy to Let 0.95% 0.55%

Bridging 2.00% 1.00%






Dudley Building Society Residential 0.80% 0.40%

Buy to Let 0.80% 0.40%






Family Building Society Offset Mortgage 0.90% 0.50%

Family Mortgage 0.95% 0.55%

Residential Mortgage 0.80% 0.40%

Buy to Let 0.90% 0.50%






Fleet Mortgages Buy to Let 0.85% 0.55%






Foundation Lending Buy to Let & Residential 0.85% 0.45%

Semi Commercial 1.50% 0.75%






Glenhawk Bridging 2.00% 1.00%






Hampshire Trust Bank Buy to Let & Semi Commercial 1.50% 0.75%

Bridging 1.50% 0.75%






InterBay Buy to Let 1.00% 0.50%

Commercial & Semi 1.50% 0.75%

Bridging 2.00% 1.00%






Landbay Buy to Let 0.85% 0.45%

Buy to Let (club route) 0.55% 0.50%






Kensington Residential & Buy to Let 0.60% 0.30%

Direct to Lender only 0.60% 0.50%






LendInvest Buy to Let 0.80% 0.40%

Residential 0.80% 0.40%

Bridging 2.00% 1.00%

Development 1.00% 0.50%






LiveMore Standard Capital & Interest 0.95% 0.55%

Standard Interest Only 0.95% 0.55%

Standard Part & Part 0.95% 0.55%

Retirement Interest Only (RIO) 0.95% 0.55%






Masthaven Bridging > £100k 2.00% 1.00%

Bridging < £100k 1.50% 0.75%

Heavy Refurb & Development 1.50% 0.75%






Moda Mortgages Buy to Let 0.90% 0.45%






MT Finance Buy to Let 0.85% 0.45%

Commercial 1.50% 0.75%

Bridging 2.00% 1.00%






Norton Home Loans Residential (optimal) 1.50% 0.75%

Residential (core) 2.00% 1.00%






Octane Capital Bridging 2.00% 1.00%






Octopus Buy to Let 1.00% 0.50%

Bridging 2.00% 1.00%






Pepper Money Residential 0.80% 0.40%

Buy to Let 0.80% 0.40%






Precise Mortgages Buy to Let 0.80% 0.50%

Residential 0.80% 0.50%

Bridge to Let 0.75% 0.375%

Bridging 2.00% 1.00%






Quantum Mortgages Buy to Let 1.10% 0.70%






Rely Buy to Let 0.80% 0.45%






Roma But to Let 1.00% 0.50%

All other products 2.00% 1.00%






Saffron Buy to Let & Residential 0.80% 0.40%

Self Build 1.00% 0.50%






Shawbrook Specialist BTL 1.25% 0.625%

Complex BTL 1.50% 0.75%

Semi Commercial 1.50% 0.75%

Bridging 1.95% 0.975%






Stream Bank Bridging 2.00% 1.00%






TAB Bridging 2.00% 1.00%






TML Residential 0.80% 0.50%

Buy to Let 0.85% 0.50%






The Mortgage Works Direct to Lender only 0.44% 0.41%






Tipton Residential 0.80% 0.40%

Buy to Let 0.80% 0.40%






Together Bridging 2.00% 1.00%

Buy to Let 1.25% 0.625%

Consumer Buy to Let 1.25% 0.625%

Commercial 1.25% 0.625%

Residential 1.25% 0.625%






United Trust Bank Buy to Let 0.90% 0.45%

Bridging 2.00% 1.00%

Residential 0.80% 0.40%

Residential (unencumbered) 1.00% 0.50%






Vida Residential & Buy to Let 1.10% 0.55%

Direct to Lender only 0.60% 0.50%






West One Residential 0.75% 0.375%

Buy to Let 0.90% 0.45%

Buy to Let (limited edition) 0.75% 0.375%

Bridging 1.50% 0.75%






Zephyr Buy to Let 1.05% 0.65%

Procuration fees are calculated based on the completion loan amount. The Lender Gross Fee is the total commission paid to Impact Specialist Finance, while the Broker Net Fee is the income paid to the broker providing the advice.

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