Interview with Damian Thompson, Group Managing Director – Retail Finance at Aldermore.

Aldermore have made quite a name for themselves in the specialist mortgage world. Aldermore offer mortgages across a wide range of property types, so no 'off the shelf' packages. Instead, your customer will get individual commercial mortgages that match the specific needs of your SME clients and property investors.

Thier range of RESI mortgages are designed to meet your clients’ needs. They look at each application on its own merits and if there’s a way to make it happen, we’ll try to find it.

  • Their here for your first time buyers, the ones who need a little more help getting on the property ladder
  • When your client has big dreams but just a small deposit, we’re ready to back them all the way.
  • Less than perfect credit... but still credit-worthy. We assess every mortgage application to see the real person
  • Thier self-employed specialists really understand your clients’ needs and we consider only one year’s accounts up to 85% LTV

They lend on all sorts of BTL properties, from flats and houses to ex-local authority for your individual and limited company clients. They consider every application on its own merits, and the quirks and complexities don’t put us off!

  • Single residential investment properties
  • Multi-property applications accepted allowing up to 30 of the same security type on a single application
  • Single property applications up to £1m and for portfolios we’ll lend up to £5m
  • Individuals, Special Purpose Vehicles (SPVs), LLP partnerships and existing trading companies, with the same rates applied to all borrower types
  • They don’t set background property portfolio limits
  • Free valuations and free/assisted legals on all remortgage applications
  • Top slicing to allow personal income to support rental
  • Manual underwriting on all applications
  • They lend up to a maximum term of 40 years

To discuss Aldermore call our sales team on 01403 272625 or email us at sales.team@impactsf.co.uk