At Afin Bank, we believe banking should be simple, secure and tailored to you. Born from the idea of serving the African community, we’re here to make homeownership and saving easier through clear, accessible solutions designed for UK residents. As your intermediary lender partner, Afin Bank offers flexible, manual specialist underwriting with a common-sense approach - perfect for complex cases and unique customer needs. We go further by offering higher income multiples for professionals, providing up to 6.5x income calculations for eligible clients with recognised qualifications.
Key Selling Points
See our latest product guide along with a summary of our key selling points:
- Lending to clients who originate from anywhere in the world, who are living and working in the UK on a wide range of visas
- 6 months minimum UK residency, with no minimum term remaining where a renewal application is in progress
- Self-employed borrowers - complex income accepted e.g. multiple sources/directors loan income/net
- retained profit/forecast income
- Professionally qualified clients can borrow at enhanced LTVs
- Young professionals (up to 35) - up to 6.5x income
- Older professionals (36+) - up to 5.5x income
- Deposits from family members based overseas accepted (subject to satisfactory DD)
To discuss Afin Bank call our sales team on 01403 272625 or email sales.team@impactpackaging.co.uk


