Interview with Damian Thompson, Group Managing Director Retail Finance at Aldermore.

Aldermore have made quite a name for themselves in the specialist mortgage world.

Aldermore offer mortgages across a wide range of property types, so no 'off the shelf' packages. Instead, your customer will get individual commercial mortgages that match the specific needs of your SME clients and property investors.

Key Commercial Features:

  • Up to 75% LTV of the Open Market Value available
  • Loans from £50,000 - £1,000,000
  • Properties valued from £75,000 accepted
  • Rates from 4.65% for Commercial investment properties
  • Rates from 4.30% for Semi-Commercial investment properties
  • Rates from 4.10% for Commercial owner-occupied properties
  • Rates from 3.90% for Commercial Residential Investment properties
  • Terms from 6 to 20 years
  • 3, 5 and 7 year fixed rates available
  • Term variable rate available
  • Available to individuals, partnerships, LLPs, Private Ltd Companies (Ltd), Public Ltd Companies (PLC) registered in the UK
  • Some adverse credit considered

Who Might This Range Be For?

This might be the range for your customer if they:

  • Need a quick turnaround time from Submission to Completion
  • Are a professional Landlord looking to remortgage multiple properties
  • Are needing finance against an HMO or Multi-unit Freehold

Development Finance

Aldermore provide flexible funding solutions for your clients who are experienced house builders, working on residential and mixed-use developments.

Key Development Features

  • Up to 60% of the GDV
  • Available on Residential Developments
  • Available on Mixed Use Developments
  • Available for refurbishments, conversions, student accommodation and new build developments
  • Available to individuals, partnerships, LLPs, Ltd Companies (Ltd) and Public Ltd Companies (PLC)
  • Each case individually priced by Aldermore's expert team
  • Loans from £500,000 to £25 million
  • Available in England, Wales and Mainland Scotland

To discuss Aldermore call our sales team on 01403 272625 (option 2) or email us at sales.team@impactsf.co.uk