United Trust Bank

United Trust Bank offer a range of finance facilities secured by way of 1st or 2nd charge against owner-occupied residential, residential investment, commercial and semi commercial properties. They are ideal for clients who need temporary funding to purchase, refinance and/or capital raise for a variety of reasons. These include purchasing a new main residence ahead of sale, downsizing ahead of sale, urgent purchases e.g. auctions, purchasing via an assignable contract, overseas purchases, lease extensions, refurbishments, business cash flow, portfolio restructure, complex and large transactions.

New Residential Range!

impact are delighted to offer United Trust Bank's new and exclusive First Charge Residential Remortgage range to our customers. This guide compliments UTB's already exceptional product portfolio and we are excited to offer this to you with all of the great features listed bellow.

Range Highlights:

  • 2 Year Fixed Rates from 3.80%
  • 5 Year Fixed Rates from 3.95%
  • Debt Consolidation to scheme Limits
  • CCJs and defaults (satisfied or not) up to 15k >12 months ignored on near prime plans

Key Features:

  • No minimum credit score
  • No borrower legal representation
  • No proof of building insurance required
  • No restriction on property construction types
  • No LTV restrictions on any flats
  • 5 Year Fixed No ERC products avalible
  • AVMs avalible to 250K and 75% LTV
  • 6x Income


Bridging & Development Range

Key product features:

  • They can fund up to 70% of the open market value
  • Multi drawdown facilities available
  • Interest charged daily.
  • Second charge lending available
  • Competitive pricing structure starting from 0.55%.

Who is this range for?

This might be the right range for your customer if they:

  • Need a quick turnaround from submission to completion
  • Are foreign nationals needing finance
  • Are living abroad and wish to purchase investment property in the UK
  • Have a property in need of refurbishment
  • Need funding for non standard reason i.e. Probate cases, Divorce settlements and Business cash flow.