skipton international Skipton International is a leading Guernsey licensed offshore bank and a subsidiary of Skipton Building Society. Their mission is to help customers achieve their property owning and savings goals through delivery of quality products and an unrivalled customer experience.

Skipton International offer:

  • Buy to Let mortgages for British ExPats
  • Available to self-employed applicants
  • Available to applicants with no current UK property
  • Available in Scotland (mainland only)

Skipton International Application Fee

Skipton international charge a 2,999 application fee (£1,999 on remortgages) this is payable on receipt of a full mortgage application. This fee covers Skipton's application fee, valuation fee. Where a case is declined prior to valuation the full fee will be refunded.

Impact Packaging's non-refundable packaging fee (£299) still applies in all instance.

Key Skipton International Product Features include:

  • Maximum 70% LTV (on loans up to £1,000,000)
  • Loans from 100,000 up to 3,000,0000
  • 3 Year Tracker Rate from 3.24% (purchases and remortgages)
  • 5 Year Fixed Rate from 3.99% (purchases and remortgages)
  • ICRs at 125% of 6.00% (pay rate for 5 year fixed rates)
  • No current UK property required
  • Employed with a clearly identifiable substantial employer accepted
  • Self-employed (confirmed by a Skipton accountancy firm)
  • No product/arrangement fees. Flat fee at application

Procuration Fees

Please note! Where a completed mortgage is redeemed within the first 12 months from the date of the release of funds, Skipton International reserve the right to claw back any and all procuration fee paid. You will be required to remit any fee back to Impact Packaging to return to Skipton in these instances.

Solicitors
Skipton International use a selected panel of Solicitors. It is advisable for the clients to use one of these. Clients can use their own solicitors, but have to pay costs for the lenders solicitors as well.

To discuss Skipton International call our sales team on 01403 272625 (option 2) or email us at sales.team@impactsf.co.uk