Interview with Craig McKinlay, New Business Director at Kensington Mortgages.

When real life circumstances get in the way of your client’s standard mortgage application, Kensington can make your life easier.

Residential Mortgages

  • Up to 75% LTV starting from 4.29%
  • No Completion Fee, Free valuation and Free Remortgage Legals products available
  • Loans up to £750,000
  • Select range (loans up to £750.000) for adverse registered over 36 months ago
  • Core range (loans up to £500.000) for adverse registered over 24 months ago

Heroes Options Ranges (5 x income) -

  • Up to 75% LTV
  • Rates from 4.29%
  • 2 and 5 year fixed rates available
  • Minor adverse in 24 months acceptable
  • Maximum loan amount: £500,000
  • No completion fee rates available
  • Free valuation and free remortgage legals rates available

Right to Buy Mortgages -

  • Available up to 100% of the DPP (75% of the OMV)
  • Rates starting from 4.59%
  • £0 Product Fee options available
  • Free Valuation options available
  • 2 and 5 year fixed options available

Buy to Let Mortgages

  • Lending in Scotland now available
  • Available to Ltd Companies
  • Top slicing now available for reduced rental calculation
  • ICRs from 125%
  • Non-Owner Occupiers and First Time Buyers accepted (£40K min income)
  • Rates starting from 4.49%
  • Up to 75% LTV available
  • No minimum income requirements for existing landlords
  • No overall portfolio limit
  • Maximum loan size £500,000 (subject to LTV)
  • Minimum loan size £25,001 (subject to LTV)
  • Minimum age 21
  • Available on new builds, including desirable high rises
  • No completion fee options at all LTVs
  • 1 year ERCs rates available up to 75% LTV
  • 2 and 5 year fixed rates available

Interview with Chris Kirby, Key Account Manager at Kensington Mortgages.

To discuss Kensington call our sales team on 01403 272625 (option 2) or email us at sales.team@impactsf.co.uk