MT Finance

Property investors and developers are integral to the UK housing market, so it is vital they get the support they need so they can continue to provide supply to meet the ever-constant demand. At MT Finance, we are dedicated to supporting property investors and developers access funds with speed and with minimum fuss, through our range of 1st and 2nd charge bridging loan products.

Heavy Refurb Range

This product is designed to cater for borrowers who wish to add value to their investment by undertaking conversion works.

Borrowers can apply as individuals or through limited companies and the types of heavy refurbishment accepted include basement digs, loft conversions, completing a development project and commercial conversions to residential.

Criteria:

  • Rates from 0.80%
  • Up to 70% LTV
  • 1st & 2nd Charge
  • Loans from £100k - £10m
  • Terms from 3-24 months
  • No exit fee/No ERCs
  • No personal guarantees required

Residential Range

Common uses include the purchase of an investment property where time if of the essence, completing light refurbishments on an investment property and buying at auction. 

Criteria:

  • Rates from 0.75%
  • Up to 70% LTV
  • 1st & 2nd Charge
  • Loans from £100k - £10m
  • Terms from 3 - 24 months
  • No exit fee/No ERCs
  • No personal guarantees required

2nd Charge Range

If your client already has a loan or mortgage secured against their asset, we can help them acquire further financing quickly.

Criteria:

  • Rates from 0.75%
  • Up to 70% LTV
  • Loans from £100k - £10m
  • Terms from 3 - 24 months
  • No exit fee/No ERCs
  • No personal guarantees required

Commercial Range

We do not require evidence of trading history or proof of income; we lend strictly on the value of the property.

  • Rates from 0.85%
  • Up to 65% LTV
  • Loans from £100k - £5m
  • Terms from 3 - 24 months
  • No exit Fee/No ERCs
  • No personal guarantees required

Semi-commercial Range

The type of semi-commercial assets considered are commercial property with flats above and guest houses with less than 40% owner occupancy.

  • Rates starting from 0.85% per month
  • Loans from £100,000 to £5,000,000
  • Up to 65% LTV
  • Terms from 3 to 24 months
  • No exit Fee/No ERCs
  • No personal guarantees required

Over the past 10-years, MT Finance has offered borrower-friendly, fuss-free products that are transparent from the outset and our approach to lending is something that has been consistently recognised within the industry.

We have won multiple awards including, 'Best Short-Term Lender' at the Mortgage Strategy Awards 2019, 'Best Service from a Bridging Finance Provider' at the Business Moneyfacts Awards in 2019, 2018, and in 2017 and 'Bridging Lender of the Year' at the Property Wire Awards 2018. We were named 'Best Bridging Finance Provider' at the Business Moneyfacts Awards in 2016.

To discuss MT Finance, call our Bridging and Commercial team on 01403 272625 (option 4).

MT Finance

MT Finance

Submit a DIP


Complete our DIP form

Lender Documents


Useful Links


Contact Details


Impact Money Group Limited

Impact House
24 Carfax

Horsham,
West Sussex
RH12 1EB

Phone: 01403 272625