Interview with Paul Brett, Managing Director, Intermediaries, LANDBAY.

LANDBAY are a specialist buy-to-let lender providing tailored lending solutions for professional and portfolio landlords.

Their team offers in-depth knowledge of the buy-to-let mortgage industry, combined with an innovative, technology-enabled approach to lending, which equips us to take on complex cases.

With highly experienced underwriters & BDMs, they provide a transparent and rational approach to securing BTL mortgage finance, with speed and flexibility at its core.

Criteria Highlights

  • Portfolio landlords
  • Limited Companies, LLPs & SPVs
  • Standard properties, HMOs & MUFBs
  • New build flats & houses
  • Tenants in receipt of benefits
  • Student & corporate lets

Service

  • Instant Decision in Principle
  • Direct access to underwriting team
  • Online broker portal
  • 100% paperless process

Special Edition Range

Standard fixed rate
  • Up to 70% LTV
  • 2 Year Fixed from 2.95%
  • 5 Year Fixed from 2.99%
New build properties
  • Up to 60% LTV
  • 2 Year Fixed from 3.09%
  • 5 Year Fixed from 3.34%

Small HMO - up to 6 beds

  • Up to 70% LTV
  • 2 Year Fixed from 3.35%
  • 5 Year Fixed from 3.59%

Small portfolio landlord range

For landlords with four or less buy-to-let properties

  • Up to 75% LTV
  • 2 Year Fixed from 2.85%
  • 5 Year Fixed from 3.04%

2 and 5 year fixed rate with free valuation - remortgage only

  • Up to 75% LTV
  • 2 Year Fixed from 2.95%
  • 5 Year Fixed from 3.14%

Core Product Range - Standard Property

2 year fixed rates:

  • Up to 80% LTV
  • 2 Year Fixed from 2.89% (loans up to £2M)

2 year fixed rate with free valuation - remortage only

  • Up to 75% LTV
  • 2 Year Fixed from 2.99% (loans up to £1m)
2 year fixed rate for new builds
  • Up to 75% LTV
  • 2 Year Fixed from 3.09% (loans up to £750,000)

5 year fixed rates:

  • Up to 80% LTV
  • 5 Year Fixed from 3.14% (loans up to £2M)

5 year fixed rate with free valuation - remortgage only

  • Up to 75% LTV
  • 5 Year Fixed from 3.24% (loans up to £1,000,000)

5 year fixed rate for new builds

  • Up to 75% LTV
  • 5 Year Fixed from 3.24%

To discuss Landbay call our sales team on 01403 272625 (option 2) or email us at sales.team@impactsf.co.uk